The principle objective of this article is to know about Fixed Term Loans. If the amount of defaulted installment is adequate to or more than the amount of installment due in 12 months, the entire loan will possibly be classified as Sub-standard. If the amount of ‘defaulted installment’ is adequate to or more than the amount of installment due within 1 . 5 years, the entire loan will likely be classified as Doubtful.
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