The major objective of this report is to analysis Credit and Loan Performance of Jamuna Bank Limited. General objectives of this reports are to identify the strength and weakness of Jamuna Bank in credit management, to compare the existing credit policy of Jamuna Bank limited with that of best practices guideline given by Bangladesh Bank, the central bank of Bangladesh, to identify and suggest scopes of improvement in credit management of JBL and to get an overall idea about the performance of Jamuna Bank Ltd.