Wall Street Reform generally called the Dodd-Frank Bill, was signed by simply President of america Barack Obama with July 22, 2010. Since economic crisis associated with 2008-present (including work opportunities lost, businesses unsuccessful, house prices lowered and personal cost savings affected), there have been an ongoing argument on whether there seemed to be sufficient oversight and regulation from the US financial process, non-regulated OTC kind market and consumer protection authority that was viewed by some because the major cause from the financial crisis.