Broad purpose of this report is to analysis Performance Evaluation through Credit Division of Mercantile Bank. Other objectives are analysis the credit products offered by this bank and know about the implementation of the loan procedures and how the loan will be disbursed. Here also discuss to familiarize rules and regulation approval of loans and advance procedures and analysis the bank sources of the funds and how it is collected. Finally explain the function of Financial Institution of Mercantile Bank while financing scale activities through the structure of a consortium of banks.