Investment Fund provides a broader selection of investment opportunities, greater management expertise and lower investment fees than investors might be able to obtain on their own. It is a way of investing money alongside other investors in order to benefit from the inherent advantages of working as part of a group. With investment funds, individual investors do not make decisions about how a fund’s assets should be invested. It can be broad-based, such as an index fund that tracks the S&P 500, or it can be tightly focused, such as an ETF that invests only in small technology stocks.