Credit union differ from banks and other financial institutions in that whoever has accounts in credit union tend to be its members as well as owners, and they elect their board of directors in the one-person-one-vote system no matter their amount invested. Credit union offer lots of the same financial companies as banks, but often utilizing a different terminology; common services include share accounts, share draft accounts, credit greeting cards, share term certificates and online bank. Normally, only a member of a credit rating union may deposit or borrow cash.
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