This report has been developed concentrating on the topic “Credit Management” of “Mutual Trust bank Limited“. Other objectives are to evaluate Lending performance, measure the actual position in classified Loan and appraise the actual recovery position of MTBL. Here also evaluate the success of credit operations compare with other Banks and identify problems in credit operations of this bank. Report also focus on how maintain adequate liquidity, make judicious investment planning and attain sustainable growth and profitability. Finally recommend suggestions for the successful Lending Operations of Mutual Trust Bank Ltd.