While working on the SWOT analysis report of ROBI I have found the following:
STRENGHT
> Strong Capital base
> Experienced management team
> Diversified funding sources
> Outstanding market share
> Diversified business exposure
OPPORTUNITIES
> Business expansion opportunities
> Fund raising through new financial products
> Capital market operation
> Scope of product diversification
WEAKNESSES
> Not enough credentials for prevention of external issues
> Developing advertising strategy with less output
> Competitors are bigger threats
> Lack of service production unit
> Lack of customer support operations
THREATS
> New entrants in to the market.
> Inadequate input for successful budgeting and strategic business plan
> Opportunities and risks are higher found through reviews of industry
trends , regulatory changes, and major deals ,projects and investments
- Competitors and peers through company rankings posses greater business
offers _products and services .
| Strengths:
• Strong Capital base
• Experienced management team
• Diversified funding sources
• Outstanding market share
• Corporate shareholding structure
• Diversified business exposure
| Weaknesses:
• Significant deterioration in Asset Quality having adequate provisions
• High ownership concentration
• Declining financial performance
• MIS needs further development
• Single unit Financial Institution
• High turnover in top & mid tier management |
| Opportunities:
• Business expansion opportunities
• SME financing
• Fund raising through new financial products
• Capital market operation
• Scope of product diversification | Threats:
• Commercial banks portfolio
• Expansion to lease financing
• Increasing local and foreign cost of fund
• New entrants into the market |
