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Solubility is a property referring to the ability for a given substance, the solute, to dissolve in a solvent. It is the property of a…

The attitude to the leader is determined by his official position. He/she directs the work of others and is responsible for its outcome. The leader…

Tier 2 capital includes a number of important and legitimate constituents of a bank’s capital requirement. It is designated as supplementary capital and is composed…

Definition of Compounding – When interest is earned on the principal and the entire amount is again invested to earn more money that is called…

Tier 1 capital is the primary funding source of the bank. It is the core measure of a bank’s financial strength from a regulator’s point…

A credit rating agency is a private company that looks at the creditworthiness of a large-scale borrower, such as a company or country. It is a…

Letter of Hypothecation is a written agreement, which authorizes a bank or lender to repossess and sell the pledged item in case of a default.…

The net present value (NPV) method can be a very good way to analyze the profitability of an investment in a company or a new…

Santorini (Greek: Σαντορίνη, pronounced (sandoˈrini)), officially Thira (Greek: Θήρα (ˈθira)) and classic Greek Thera (English pronunciation /ˈθɪərə/), is the supermodel of the Greek islands, a…

The reserve requirement is the total amount of funds a bank must have on hand each night. This is a regulation that sets the minimum…

Definition of Centralization – Centralization is a form of organizational structure where the decision making capability rests with the top management. A couple of hand-picked…

Bank Regulation is the formulation and issuance by authorized agencies of specific rules or regulations, under governing law, for the conduct and structure of banking.…