Finance

A cryptocurrency exchange or digital currency exchange (DCE) is an exchange where we can buy or sell cryptocurrencies. It is a business that allows customers to…

Debt Restructuring is the process in which a debtor and creditor agree on an amount that the borrower can payback. It is a process used…

Automated Clearing House (ACH) is a secure payment transfer system that connects all U.S. financial institutions. An automated clearing house (ACH) is a computer-based electronic network…

Debt Negotiation is also called debt reduction, or debt resolution. Debt Negotiation involves offering a lump-sum payment to a creditor in exchange for a portion…

Credit counseling is a service that educates and guides consumers that are buried in debt and who are trying to gain control of their finances.…

Repayment is the act of paying back money previously borrowed from a lender. Sponsored repayment is a personal finance strategy where consumers enter into an…

Marine insurance protects against business losses incurred during water transport operations. It is the oldest form of insurance, protects shipping companies and cargo owners against…

Convexity could be a measure of the curve within the relationship between a bond’s price and a bond’s yield. In finance, bond convexity could be…

In finance, a high-yield bond (non-investment-grade bond, or junk bond) is a bond that is rated below investment grade. These are bonds that pay higher…

Mezzanine capital is a form of financing that is part debt and part equity. In finance, mezzanine capital is any subordinated debt or preferred equity…

The Rate of Return (RoR) is the amount we receive after the cost of an initial investment, calculated in the form of a percentage. The…

In finance, convertible debt is a type of bond that the holder can convert into a specified number of shares of common stock in the…