Finance

Perpetuity is basically a stream of cash flows that never terminates. It is a very important concept in corporate finance. The concept of a perpetuity…

Speculation activity in which someone buys and sells things such as stocks or pieces of property in the hope of making a large profit but…

Value at Risk is a measure of market risk, and is equal to one standard deviation of the distribution of possible returns on a portfolio…

Post Modern Portfolio Theory uses the standard deviation of negative returns as the measure of risk, while modern portfolio uses the standard deviation of all…

Market Impact is a key consideration that needs to be considered before any decision to move money within or between financial markets. It is the…

Mark to Market is a term used to describe an accounting method that measures accounts that change often based on the current market price. It…

Market Liquidity actually refers to how easily a security, or investment, can be sold and converted to cash without having much impact on the value…

Leverage in Finance is also known as trading on equity. It is measured as the ratio of total debt to total assets. It involves buying…

This article talks about Gap Financing, which is a financial assistance in the form of a loan to cover a gap in time, funding, or…

Credit Counseling is intended for anyone trying to pay off debt, repair their credit rating, or learn how to manage their finances more effectively. It’s…

Debt Settlement is the process of paying off debt to a creditor after mutually agreeing to a sum less than what is owed. It is…

Debt Consolidation is the process of taking all debts; credit card balances, overdrafts, store cards and so on, and consolidating it into one, low-interest, loan…