Major objective of this lecture is to present on Factoring. Here focus Factoring in terms of mathematics. A “quadratic” is a polynomial that looks like “ax2 + bx + c”, where “a”, “b”, and “c” are just numbers. For the easy case of factoring, you will find two numbers that will not only multiply to equal the constant term “c”, but also add up to equal “b”, the coefficient on the x-term. A factor is essentially a funding source that agrees to pay the company the value of the invoice less a discount for commission and fees.