The vital objective of this report is to analysis Credit Appraisal Policy of ONE Bank Limited. General objectives of this reports are to provide a detailed description of the product “Credit Appraisal Policy” among other consumer credit schemes, to present an overview and get an overall idea about the performance of ONE Bank Limited (OBL), to fulfill the requirement of the internship program under B.B.A. program, to acquire knowledge about the quality of Services, Customers’ Credibility and Quality of Information of ONE Bank Limited (OBL) and to gain practical exposures in banking activities.