Debt to Asset Ratio The debt to asset ratio, often known as the debt ratio, is the decimal or percentage ratio of total debt to total assets. It’s a…
Types of Companies on the Basis of Control Over the years, company forms of business have grown in popularity. Their evolution has resulted in the formation of a plethora of new types of…
Degree of Total Leverage (DTL) The degree of total leverage (DTL) is a measure that compares the rate of change in a company’s earnings per share (EPS) to the rate…
Total Expense Ratio (TER) The total expense ratio (TER), commonly referred to as the “net expense ratio” or “after reimbursement expense ratio,” is a calculation of a fund’s overall…
Gross Rate of Return The gross rate of return on an investment is the overall rate of return before any fees, commissions, or expenses are deducted. This rate is…
Energy Return on Investment (EROI) Energy return on investment (EROI), also known as energy returned on energy invested (ERoEI), is a ratio that quantifies the quantity of usable energy delivered…
Non-Renewable Resource A non-renewable resource, also known as a finite resource, is a natural resource found under the earth’s surface that does not refill at the same…
Guaranteed Renewable Policy A guaranteed renewable policy is one that protects the insured from policy termination as long as the payments are paid on time. While re-insurability is…
Residential Mortgage-Backed Security (RMBS) Residential mortgage-backed securities (RMBS) are a sort of debt-based investment that is backed by a large pool of residential mortgages (home loans). Because there is…
Mortgage Bond A mortgage bond is backed by a mortgage that is often backed by real estate property as security. The assets are sometimes referred to as…
Mortgage Interest Deduction The mortgage interest deduction is an itemized deduction for house mortgage interest. It’s a frequent itemized deduction that lets homeowners deduct the interest they pay…
Home Equity Loan A home equity loan often referred to as an equity loan, a home equity installment loan, or a second mortgage is a type of loan…