Finance

Private equity (PE) is an alternative investment class and consists of capital that is not listed on a public exchange. It refers to capital investment…

In finance, the notion of traditional investments refers to putting money into well-known assets (such as bonds, cash, real estate, and equity shares) with the…

The simple answer would be: Current balance = our actual balance Available balance = the amount we can draw on, meaning use For example, we…

Definition of Compounding – When interest is earned on the principal and the entire amount is again invested to earn more money that is called…

A credit rating agency is a private company that looks at the creditworthiness of a large-scale borrower, such as a company or country. It is a…

The required rate of return (RRR) is the minimum return an investor will accept for owning a company’s stock, as compensation for a given level…

The financial management rate of return (FMRR) is a unique, but highly complex real estate investing rate of return that some argue is a better…

Treasury management is simply the financial management of a company. It includes management of an enterprise’s holdings, with the ultimate goal of managing the firm’s liquidity…

Asset and liability management (ALM) is the process through which an association handles its financial risks that may come with changes in an interest rate…

Letter of Credit (LC) is a letter from a bank guaranteeing that a buyer’s payment to a seller will be received on time and for…

A mutual company is a private firm that is owned by its customers or policyholders. A mutual insurance company is an insurance company owned entirely…

A mutual organization (or mutual society) is a company or business owned by a group of members who are stockholders in the company. It is…